Health Savings Accounts (HSA)
Learn more about managing your Lively HSA including investments, taxes, and reimbursements.
Opening a Lively HSA
- Can I sign up with Lively if I don't have an email address?
- How can I open a Lively HSA?
- How long does it take to finalize my account?
- How many HSAs can I have?
- How much does a Lively HSA account cost?
- I’m running into an error during signup. What should I do?
HSA Contributions
- Why can’t I make an HSA contribution toward the previous year?
- How do I stop my recurring contributions?
- Are there income limits or restrictions to be able to contribute to an HSA?
- Can I contribute if I have more than one HSA?
- Can I contribute if I receive VA medical benefits?
- Can I make contributions outside of my employer?
HSA Transfer Options
- Access HSA Transfers
- Can I move money between my 401k and HSA?
- Can I transfer money from an IRA into my HSA?
- Do you support in-kind transfers?
- How does the Trustee-to-Trustee transfer process work?
- How long does a rollover transfer take?
Investing Your Lively HSA - General
- Am I eligible to invest?
- Are there tax implications for investing my HSA funds?
- Can I choose to invest later?
- Do I need to keep a minimum cash balance before investing?
- How do I close my investment account?
- How do I invest my HSA funds?
Investing Your HSA with Charles Schwab
- Can I link my existing Schwab account to my Lively HSA?
- Can my financial advisor manage my Charles Schwab investment account?
- How do I change my Schwab investment account access fee?
- In-Kind Transfers for Charles Schwab
- What is the Schwab Health Savings Brokerage Account (HSBA)?
- What mutual funds or ETFs can I invest in with Schwab?
Investing Your Lively HSA with Devenir
- How are the HSA Guided Portfolio funds selected?
- What is automatic rebalancing?
- What is the annual fee for the HSA Guided Portfolio?
- What is the HSA Guided Portfolio?
Spending From Your Lively HSA
- Are there limitations on what I can spend using my HSA?
- Can I use my HSA for health insurance premiums?
- Does Lively provide checks for spending?
- How can I use my HSA funds?
- What happens when I make a distribution?
- What if I use HSA funds for a non-qualified expense?
Lively HSA Tax Season
- Are HSAs tax-deductible at the state level?
- How can I locate my tax forms?
- What happens to my HSA if I declare bankruptcy?
- When will my tax forms be available in my Lively account?