The standard Annual Percentage Yield (APY) for Lively HSA is based off of your cash balance, which is FDIC or NCUA insured through one of Lively financial institution partners. Below are the interest rates you earn in your Lively HSA accounts.
| Standard FDIC Cash | |
| Balance Tier |
Current Rate |
| Tier 1 ($0-$2,500) | 0.020% |
| Tier 2 ($2501 - $5,000) | 0.030% |
| Tier 3 ($5,001 - $7,500 | 0.055% |
| Tier 4 ($7,501 - $10,000) | 0.085% |
| Tier 5 ($10,001+) | 0.120% |
| HSA Boost / Non-FDIC Cash | |
| Balance Tier | Current Rate |
| Tier 1 ($0-$2,500) | 0.100% |
| Tier 2 ($2501 - $5,000) | 0.150% |
| Tier 3 ($5,001 - $7,500 | 0.250% |
| Tier 4 ($7,501 - $10,000) | 0.350% |
| Tier 5 ($10,001+) | 0.525% |
You can view interest paid on your account by logging into your account dashboard and navigating to the "Transactions" list or Monthly Statement.
Lively maintains the ability to change these interest rates without prior notice or consent from the user.
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Disclaimer: HSA card issued by Choice Financial Group, Member FDIC, pursuant to a license from Visa. Lively partners with financial institutions in order to provide its products. These financial institutions are FDIC or NCUA insured and your HSA account may be eligible for pass through insurance. Click here to learn more. Please contact Lively for more detailed information.
Any investment products are not insured by the FDIC; not deposits or obligations of the bank or its affiliates; not guaranteed by the bank or its affiliates; and are subject to investment risk, including possible loss of principal.