How can I use my FSA for Qualified Expenses?

There are two main ways that FSA funds are distributed:

• Debit cards: If the employer has set up the FSA with a debit card, employees have direct access to their funds and can pay for qualifying expenses at the point-of-sale without needing to submit receipts or other documentation.
• Reimbursements: If the employer hasn’t given employees direct access to their funds, or employees preferred not to use their FSA debit cards, employees will need to pay for their expenses out-of-pocket, then submit the proper documentation to the FSA administrator for reimbursement.