Most HSA providers will force you to liquidate your investments and move them into cash before you can move your funds. Even worse, some will get a transfer request, but because some or all of the funds are sitting in investments, the request will simply be ignored.
However, there are a few providers that we are aware of who do support in-kind transfers out:
- HSA Bank (so long as your investments are with TD Ameritrade - not Devenir)
- Merrill Lynch
In all cases, we (Lively) won't know that your funds are invested, so please reach out to us before you sign your transfer form. Let us know that you currently have funds invested and you would like to move that over to Lively. We will send you instructions on how to go about moving those funds over. You can send an email to firstname.lastname@example.org and we can assist you with this.