The HSA maximum contribution limits for 2020 are $3,550 for an individual and $7,100 for a family. If the account holder is 55 or older, their catch-up contributions are limited to an extra $1,000 a year.
The maximum contribution limits for 2021 are $3,600 for individuals and $7,200 for families. If the account holder is 55 or older, the $1,000 catch-up contribution still applies.1 2
Read more about maximum contribution limits in the HSA Guide.
1. “Revenue Procedure 2020-27.” Internal Revenue Service, 2020. https://www.irs.gov/pub/irs-drop/rp-20-27.pdf.
2. “Revenue Procedure 2020-30.” Internal Revenue Service, 2020. https://www.irs.gov/pub/irs-drop/rp-20-30.pdf.